Rider of nonpowered watercraft struck by other nonpowered watercraft Save

Rider of Nonpowered Watercraft Struck by Other Nonpowered Watercraft

Nonpowered watercraft such as kayaks, canoes, and stand-up paddleboards are popular for their ease of use and low impact on the environment. However, accidents can still happen, and riders of nonpowered watercraft can be struck by other nonpowered watercraft. Here's what you need to know if you are involved in such an accident.

1. Check for injuries: The first thing to do is to check yourself and your passengers for any injuries. If anyone is hurt, call for help immediately.
2. Exchange information: If possible, exchange information with the other party involved in the accident, including name, contact information, and insurance information.
3. File a report: In some states, it is required by law to file a report with the local authorities if the accident resulted in injuries, death, or property damage above a certain threshold. Check your state's laws to determine if you need to file a report.
4. Document the accident: Take pictures of both watercraft and the surrounding area to document the accident scene. This can be helpful if you need to file an insurance claim or take legal action.
5. Contact your insurance company: Contact your insurance company as soon as possible to report the accident and start the claims process. Be sure to provide them with all the information you have gathered.

It's important to note that, even though nonpowered watercraft are not required to have insurance, it's still a good idea to have it. Insurance can provide coverage for injuries, property damage, and legal fees in case of an accident.

Lastly, always wear a personal flotation device (PFD) when riding a nonpowered watercraft. A PFD can help keep you afloat and reduce the risk of injury in case of an accident.

Nonpowered watercraft accidents can be serious, but following these steps can help you handle the situation and protect yourself.